Bank of Baroda MSME Banking Recruitment 2026 – 166 Officer Vacancies | Apply Online

The Bank of Baroda MSME Banking Recruitment 2026 notification has been officially released for regular officer positions in the MSME Banking Department. This recruitment drive invites experienced banking professionals for Senior Manager and Manager roles in credit and relationship management functions.

If you are looking for stable government jobs in the banking sector with attractive salary, nationwide posting, and career growth, this opportunity deserves serious attention.

Recruitment Overview
Posts, Grade & Vacancy Details
Important Dates
Eligibility Criteria
Age Limit & Relaxation
Salary Structure & In-Hand Estimate
Job Role & Responsibilities
Selection Process & Exam Pattern
Application Fee
Documents Required
Posting Locations & Work Environment
How to Apply Online
Important Conditions from Notification
Frequently Asked Questions

Recruitment Overview

Organization	Bank of Baroda
Department	MSME Banking
Total Vacancy	166 Posts
Advertisement No.	BOB/HRM/REC/ADVT/2026/07
Job Type	Regular Basis (Officers’ Cadre)
Application Mode	Apply Online
Job Location	Anywhere in India

This recruitment is focused purely on MSME credit and relationship banking roles. Candidates must have prior banking or financial institution experience as specified in the notification.

Posts, Grade & Vacancy Details

1. Senior Manager – MSME Relationship (MMG/S-III)

Vacancies: 113
Minimum Age: 30 Years
Maximum Age: 40 Years
Experience Required: 8 years in Banking (4 years in credit processing or loan sales)

2. Senior Manager – Credit Analyst (MMG/S-III)

Vacancies: 19
Minimum Age: 29 Years
Maximum Age: 37 Years
Experience Required: 6 years in credit processing or rating agencies

3. Manager – Credit Analyst (MMG/S-II)

Vacancies: 34
Minimum Age: 25 Years
Maximum Age: 34 Years
Experience Required: 3 years in credit processing or rating agencies

Total vacancy: 166 posts. The bank may increase or decrease the number of posts depending on its requirement.

Important Dates

Online Application Start Date	06th February 2026
Last Date to Apply Online	26th February 2026
Last Date for Fee Payment	26th February 2026
Online Exam Date	Not Mentioned in Notification

Candidates must complete registration and fee payment before the deadline.

Eligibility Criteria

Educational Qualification

Mandatory:

Graduation in any discipline from a recognized university.

Preferred Qualification (varies by post):

Two-year full-time MBA/PGDM in Finance, Marketing, Sales or Banking
CA / CFA / CMA (for Credit Analyst roles)

Educational qualification must be from Government recognized institutions.

Experience Conditions

Experience must be in Banking/NBFC/Financial Institutions in India.
Clerical cadre experience is not counted.
Experience less than 6 months will not be considered.

Age Limit & Relaxation

Maximum age is calculated as on 01 February 2026.

Age Relaxation

SC/ST	5 Years
OBC (Non-Creamy Layer)	3 Years
PWD	Up to 15 Years (as per category)
Ex-Servicemen	Up to 10 Years (as per category)

There is no reservation for Ex-Servicemen in Officers’ Cadre posts.

Salary Structure & In-Hand Estimate

MMG/S-II Pay Scale

Basic Pay starts from ₹64,820 and goes up to ₹93,960.

MMG/S-III Pay Scale

Basic Pay starts from ₹85,920 and goes up to ₹1,05,280. In addition to basic pay, officers receive:

DA (Dearness Allowance)
HRA (House Rent Allowance)
Special Allowances
Medical Benefits
Other bank allowances

Estimated In-Hand Salary: Not Mentioned in Notification. It depends on posting location and allowances.

Salary Reality

Bank officers in MMG scale typically receive structured increments and performance-based growth. Allowances vary based on metro, urban, or rural posting.

Job Role & Responsibilities

Senior Manager – MSME Relationship

Identify new MSME business opportunities
Achieve revenue and loan targets
Manage client relationships
Cross-sell banking products
Analyze financial statements
Monitor account receivables

Credit Analyst Roles

Analyze financial statements
Assess MSME credit proposals
Conduct due diligence
Credit monitoring and follow-up
Pre/post sanction visits
Compliance with bank guidelines

This role requires strong analytical ability and understanding of MSME sector lending.

Selection Process & Exam Pattern

The selection may include:

Application Scrutiny
Online Test (if conducted)
Psychometric Test
Group Discussion
Personal Interview

Online Exam Pattern (If Conducted)

Reasoning	25 Questions	25 Marks
English	25 Questions	25 Marks
Quantitative Aptitude	25 Questions	25 Marks
Professional Knowledge	75 Questions	150 Marks
Total	150 Questions	225 Marks

No negative marking. Sections 1, 2, 3 are qualifying in nature. Professional Knowledge marks are counted for final result.

Application Fee

General / EWS / OBC	₹850 + Charges
SC / ST / PWD / ESM / Women	₹175 + Charges

Fee is non-refundable.

Documents Required

Candidates must upload:

Resume (PDF)
DOB Proof (10th Certificate)
Educational Certificates
Experience Certificates
Caste Certificate (if applicable)
PWD Certificate (if applicable)
Pay Slip (if applicable)

All documents must be in PDF format under 500 KB.

Posting Locations & Work Environment

Selected candidates can be posted anywhere in India. Online exam centers (if conducted) may include major cities like Mumbai, Delhi, Chennai, Hyderabad, Kolkata, Pune, Jaipur, Bangalore and others as mentioned in notification. Officers must be ready for all-India service.

Probation Period

12 months from joining date.

Service Bond

3 years mandatory service or payment of ₹5 Lakhs (subject to bank policy).

Credit History Requirement

Minimum CIBIL score required: 680 at joining.

How to Apply Online

Step-by-step process:

Visit official website under Career → Current Opportunities.
Register with valid email ID and mobile number.
Fill application carefully.
Upload photograph, signature and documents.
Pay application fee online.
Submit and print application form.

Official Notification: Click Here

Only online mode is accepted.

Important Conditions from Notification

Only one application allowed.
No change in category after submission.
Meeting eligibility does not guarantee interview.
Biometric verification may be conducted.
Mobile phones not allowed in exam hall.
All legal disputes subject to Mumbai jurisdiction.

Frequently Asked Questions

1. What is the total vacancy in Bank of Baroda MSME Banking Recruitment 2026?

Total 166 vacancies.

2. What is the last date to apply online?

26 February 2026.

3. Is there negative marking in the online exam?

No negative marking is mentioned.

4. What is the probation period?

12 months.

5. Is experience mandatory?

Yes, relevant banking experience is mandatory for all posts.

6. What is the required CIBIL score?

Minimum 680 at joining.

7. Can freshers apply?

No. Required experience is mandatory.

8. Is posting location fixed?

No. Posting can be anywhere in India.

Interested candidates should apply online before the deadline and keep checking official website for updates.

Disclaimer: Information provided above is based strictly on the official recruitment notification PDF and official website.